Blomo accepts USDT on two networks: TRON (TRC-20) and Ethereum (ERC-20). It does not accept USDT on BNB Chain. If you send a BEP-20 transfer, it is not credited to your balance, and Blomo cannot promise to get it back.
This is worth spelling out because BNB Chain is the cheapest route on most exchanges, and because Blomo does accept the native coin BNB on the same network. One asset on BNB Chain works, the other does not, and the exchange withdrawal screen will happily let you pick the wrong one.
What Blomo actually accepts
| Asset | Networks |
|---|---|
| USDT | TRON (TRC-20), Ethereum (ERC-20) |
| USDC | TRON (TRC-20), Ethereum (ERC-20), Arbitrum |
| BTC | Bitcoin |
| TRX | TRON |
| ETH | Ethereum |
| BNB | BNB Chain |
Six assets across five networks. The list is the same for every card and for every account.
Why a wrong-network transfer does not simply show up later
A Blomo top-up is a request, not a permanent address. When you open one, you pick the asset and the network, and Blomo gives you an address for that pair. Behind that address a watcher is listening — for that asset, on that network.
There is no watcher for USDT on BNB Chain, because Blomo does not accept that pair. The tokens arrive on the blockchain, the transaction confirms, the explorer shows it as successful — and nothing on the Blomo side reacts, because nothing is looking. The money is not lost in the sense of destroyed; it is sitting at an address in a network Blomo does not read for that token.
This is the single mistake that actually costs money on a crypto card. Not the fee, not the exchange rate: the network.
What to send instead
- USDT on TRON (TRC-20): accepted. Twenty confirmations, roughly a minute.
- USDT on Ethereum (ERC-20): accepted. Seven confirmations.
- Which of the two costs less to send changes with the market. TRON is priced in energy and follows the TRX price; Ethereum follows the gas price. Either fee belongs to the network and your exchange, not to Blomo — read the figure on the withdrawal screen before you confirm. We worked the arithmetic through in what a top-up costs on each network.
- If you hold BNB itself: send BNB, not USDT. Native BNB on BNB Chain is accepted, fifteen confirmations.
The number of confirmations is fixed for each network and does not depend on how much you send.
The rule that prevents all of this
Read the network on the Blomo top-up screen, then read the network on the exchange withdrawal screen, and make sure the two words match before you press send. Not the ticker — the network. USDT is called USDT on all of them.
If you have already sent USDT on BNB Chain, write to support before sending anything else. Blomo will tell you honestly what can and cannot be done with that transfer; there is no automatic recovery, and no promise that a manual one is possible.