If you imported a recovery phrase and see a different address or a zero balance, the usual reason is that the two wallets are reading different addresses from the same phrase, and the money is on the other one. Check the old address in a block explorer: if it shows an outgoing transfer you did not make, the phrase has been stolen, and that is a different problem from the one this article solves. A recovery phrase is not an address. It is the root of a tree of keys, and each wallet picks a branch of that tree by a derivation path. Blomo Wallet reads one address per network, on the paths Trust Wallet uses by default: m/44'/60'/0'/0/0 for Ethereum, BNB Chain and Arbitrum, m/44'/195'/0'/0/0 for TRON and m/84'/0'/0'/0/0 for Bitcoin, which is always a bc1q… address. If your old wallet kept the coins anywhere else on the tree, Blomo Wallet does not see them, and the fix is to look in the right place, not to panic.
One phrase, many addresses
The phrase is turned into a seed, and the seed into a tree of keys, by two public standards: BIP-39 for the words and BIP-32 for the tree. A path names one leaf of that tree. BIP-44 fixes its shape:
m / purpose' / coin_type' / account' / change / address_index
- purpose says which address scheme the branch follows:
44'for the BIP-44 scheme,84'for native SegWit Bitcoin under BIP-84. - coin_type says which network:
0'is Bitcoin,60'is Ether and195'is TRON in the SLIP-44 registry (read 26 September 2026). - account, change and address_index number the accounts and addresses inside that network. BIP-44 says: “Constant 0 is used for external chain and constant 1 for internal chain (also known as change addresses).”
Change one number anywhere on the path and you get a different key, a different address and, from the network’s point of view, a different wallet. Nothing is lost: the other address still holds its coins, and the same phrase still controls it.
The paths Blomo Wallet uses
These come from Blomo Wallet’s own code, not from a help page, and Blomo Wallet reads only the first address on each path — address_index 0.
| Network | Path in Blomo Wallet | Address looks like | Assets Blomo Wallet shows there |
|---|---|---|---|
| Ethereum | m/44'/60'/0'/0/0 |
0x… |
ETH, USDT, USDC |
| BNB Chain | the same 0x… address |
0x… |
BNB |
| Arbitrum | the same 0x… address |
0x… |
ETH, USDC |
| TRON | m/44'/195'/0'/0/0 |
T… |
TRX, USDT, USDC |
| Bitcoin | m/84'/0'/0'/0/0 |
bc1q… |
BTC |
Ethereum, BNB Chain and Arbitrum share one address because they share one key format and the coin type 60'. That is why the same 0x… address appears on all three.
How they compare with other wallets, from each wallet’s own documentation, read on 26 September 2026:
- Trust Wallet. Its developer guide gives
m/44'/60'/0'/0/0as the default for Ethereum andm/84'/0'/0'/0/0for Bitcoin, and its public coin registry listsm/44'/195'/0'/0/0for TRON. All three match Blomo Wallet. The same registry also lists legacy (m/44'/0'/…) and Taproot (m/86'/0'/…) paths for Bitcoin; Blomo Wallet uses neither. - MetaMask. Its help page on importing a phrase from another wallet says: “MetaMask only supports the default BIP-44 derivation path (m/44’/60’/0’/0).” That is the same Ethereum branch Blomo Wallet reads. For Bitcoin, MetaMask’s Bitcoin page says: “Your Bitcoin account follows the Native SegWit derivation path by default.” Native SegWit is the BIP-84 family Blomo Wallet uses, but MetaMask’s page does not print the full path, and Blomo has not compared MetaMask’s Bitcoin addresses with its own. MetaMask also supports TRON; Blomo has not compared MetaMask’s TRON path with its own either.
Checked against published test phrases
Blomo ran two public test phrases through Blomo Wallet’s code on 26 September 2026 and compared the output with the addresses their authors publish:
- Trust Wallet’s example phrase (the one in its developer guide) gives
0xA3Dcd899C0f3832DFDFed9479a9d828c6A4EB2A7on Ethereum andbc1qpsp72plnsqe6e2dvtsetxtww2cz36ztmfxghpdon Bitcoin in Blomo Wallet — the same two addresses Trust Wallet’s guide prints. - The BIP-84 test phrase gives
bc1qcr8te4kr609gcawutmrza0j4xv80jy8z306fyuas the first receiving address, which is the address in the BIP-84 test vectors.
These are public test phrases. Never type a phrase that holds real money into anything except the wallet you are restoring.
Same phrase, other branches
The same Trust Wallet example phrase, derived on neighbouring paths, gives completely different addresses. Blomo computed these on 26 September 2026:
| Path | Address | Seen by Blomo Wallet |
|---|---|---|
m/44'/60'/0'/0/0 |
0xA3Dc…B2A7 |
Yes |
m/44'/60'/0'/0/1 — the next address |
0xD6c3…6d59 |
No |
m/44'/60'/1'/0/0 — the next account, the pattern Trust Wallet’s guide uses for a second address |
0x68eF…0809 |
No |
m/84'/0'/0'/0/0 |
bc1qpsp7…ghpd |
Yes |
m/84'/0'/0'/0/1 — the next Bitcoin address |
bc1qm7td…k8za |
No |
m/44'/0'/0'/0/0 — legacy Bitcoin |
1GVb4mfQ…dZXe |
No |
Every row in that table comes from the same fifteen words. Only two of them are what Blomo Wallet shows.
Why the balance looks like zero
The possible causes, and how to tell them apart:
- The coins are on a second address or account. If you used “Account 2” in another wallet, or that wallet handed out a new receiving address each time, those coins sit further along the tree. Blomo Wallet reads index 0 only.
- Bitcoin moved to a change address. When a Bitcoin wallet spends part of a coin, the rest goes back as change, and wallets that follow BIP-44 send it to the internal chain (
…/1/…), a different address from the one you received on. Blomo Wallet readsm/84'/0'/0'/0/0only, and sends its own change back to that same address. - Your old Bitcoin address starts with
1,3orbc1p. Those are legacy, nested SegWit and Taproot addresses, each on its own path. Blomo Wallet derives only thebc1qnative SegWit address. - The phrase had a passphrase. Some wallets let you add an extra word or password to the phrase (the BIP-39 passphrase, sometimes called the “25th word”). It creates an entirely different wallet from the same words. Blomo Wallet does not support a passphrase, so a phrase that was used with one opens the empty wallet without it.
- The asset is not one Blomo Wallet lists. USDT on BNB Chain lives at your
0x…address, but Blomo Wallet shows only BNB on that network, so the USDT is there and invisible. The same applies to any token or network outside the table above. Why USDT on BNB Chain is a trap covers that network in more detail. - The phrase is not the one you think. Blomo Wallet checks the word list and the built-in checksum, which rejects most typos and swapped words. A different, valid phrase — a second wallet’s, an old backup — passes the check and opens a different, empty wallet.
What to do, step by step
- Open the old wallet, not a block explorer, first. Find the exact address that holds the coins and compare it character by character with the one Blomo Wallet shows for that network.
- If the addresses match, the coins are there. Check the network: the same
0x…address on BNB Chain and on Ethereum holds different things. - If they do not match, look up the old address in a block explorer to confirm the balance, then decide where you want it. The simplest move is to send the coins, from the old wallet, to the address Blomo Wallet shows. A transfer on a blockchain is final: check the address and the network before you confirm, because no one — Blomo included — can reverse it.
- If you used a passphrase, keep using the wallet that supports it, or move the funds out of it to the address Blomo Wallet shows.
Whatever you decide, the rule underneath stays the same: whoever has the recovery phrase controls every address on the tree, including the ones no wallet is showing you. Blomo support never asks for it, and a message that does is not from Blomo (how to spot fake Blomo support).
Quick answers
Why does my imported wallet show a different address? Different wallets read different branches of the same phrase. Blomo Wallet reads m/44'/60'/0'/0/0 for Ethereum, BNB Chain and Arbitrum, m/44'/195'/0'/0/0 for TRON and m/84'/0'/0'/0/0 for Bitcoin.
Is my money gone? Most often it is on another address that the same phrase controls. Check the old address in a block explorer: an outgoing transfer you did not make means the phrase has been stolen.
Does Blomo Wallet use the same paths as Trust Wallet? Yes, for the first address only, on Ethereum, TRON and native SegWit Bitcoin: Blomo checked its addresses against the test phrase in Trust Wallet’s own developer guide on 26 September 2026. A second account in Trust Wallet is not seen by Blomo Wallet.
Does Blomo Wallet use the same Ethereum path as MetaMask? MetaMask says it supports only m/44'/60'/0'/0 on import, which is the same branch. Blomo Wallet reads the first address on it.
Which Bitcoin address type does Blomo Wallet use? Native SegWit, bc1q…, on m/84'/0'/0'/0/0. Legacy (1…), nested SegWit (3…) and Taproot (bc1p…) addresses are not derived.
Does Blomo Wallet support a BIP-39 passphrase? No. A phrase that was used with a passphrase opens a different, usually empty wallet without it.
Does Blomo Wallet see my second account? No. It reads the first address on each path only.
Read on
- How to use Blomo Wallet — creating or importing a wallet, backing up the phrase, funding and sending.
- Wallet security — who can move the money in a non-custodial wallet.
- How much TRX does sending USDT cost? — the fee side of moving coins out of a wallet on TRON.