With a card issued in euros, and there are three of them in the Blomo range: the Netherlands and Spain cards, and the online-only Estonia card (fees). A purchase in the card’s own currency is not converted — that is written into the terms, section 11 — so a euro invoice from a European host is paid at its face amount plus the card’s transaction fee, which is 0.5% on the Netherlands card and 1% on the other two. You top the balance up in crypto, you attach the card to your host’s billing page, and the host bills you the way it bills anyone else. What this article will not do is pretend the arithmetic is comfortable at the bottom end: the minimum top-up is 50 USDT and the cheapest card in the range needs 100 USDT on the balance before it can be ordered, and a VPS invoice of four euros a month does not sit naturally against those numbers. The rest of this page is that arithmetic, worked out rather than skipped.
Why this question is hard to search
Type it into a search engine and the answers are almost all the same shape: a hosting company that accepts crypto directly, selling you their server. That is a fine answer to a different question. It is not an answer to “I have already chosen my host — how do I pay them?”
The distinction matters because the choice of host is usually not free. It is where your data already lives, or where the region you need exists, or where a colleague set things up two years ago. Migrating a machine to a crypto-accepting reseller to solve a payment problem is a large solution to a small one, and it swaps a payment question for a support question and a markup.
A card is the small solution. From the host’s point of view it is an ordinary Visa or Mastercard number typed into an ordinary billing form, and the host does not learn or care how it was funded.
The three euro cards, side by side
| Card | Scheme | To order | Per purchase | Monthly ceiling | Validity | ATM / phone wallet |
|---|---|---|---|---|---|---|
| Netherlands | Visa | 1,000 USDT | 0.5% | 100,000 USDT | 48 months | Yes / Yes |
| Spain | Visa | 500 USDT | 1% | 100,000 USDT | 48 months | Yes / Yes |
| Estonia | Visa | 100 USDT | 1% | 5,000 USDT | 36 months | No / No |
Every figure from the fees page, current on 14 September 2026. All limits are denominated in USDT whatever the card currency is.
The three other Blomo cards are issued in zloty, sterling and rupiah. They will pay a euro invoice, but every one of those payments is recalculated at the Visa or Mastercard rate rather than passing through untouched, so for a euro-denominated hosting bill they are the wrong instrument — see which Blomo card should you choose if your spending is not mostly in euros.
The arithmetic at the small end, stated plainly
Here is the part that most pages in this market leave out.
A small European VPS is genuinely cheap. OVHcloud’s entry plan is listed at “From €3.81 ex. VAT/month” (OVHcloud VPS pricing, read 14 September 2026), and prices in that neighbourhood are ordinary across the European market. Note the ex. VAT: European hosts commonly quote before tax, and the invoice you actually receive is larger than the sticker. That is not a Blomo charge and Blomo has no say in it, but it is the number your card is asked for.
Now the Blomo side:
- The minimum top-up is 50 USDT. Smaller deposits are not credited (fees). So you cannot fund a €4 invoice with a €4 top-up. The smallest load you can make is roughly a year of that VPS.
- The top-up fee is 1%, added on top of the amount you ask to have credited. Ask for 50 and you send 50.5; ask for 100 and you send 101. The exact figure to send is shown on the top-up screen, and how much to send so 500 USDT lands walks the formula through.
- The cheapest card in the range needs 100 USDT on the balance to be ordered — the Estonia card. The threshold is checked once, at the moment you order, and it is not deducted and not collateral: after the card is active the whole balance is yours to spend.
- But ordering the card holds your whole available balance until the card is activated, not only the threshold (fees, and section 7 of the terms). Nothing can be paid from the held amount while that window is open.
- There is no way to cancel a card request yourself. Only activation, or an operator declining it, ends the hold.
Put together: to pay a €3.81 host with the cheapest Blomo card, you start by parking about 101 USDT in crypto — call it two years of that particular invoice — and you cannot get out of it in €4 slices afterwards. Getting the balance back out is a withdrawal: 3%, taken out of the amount along with the network fee, with no minimum (how do you get your money back out).
If your only recurring euro cost is one small VPS, that ratio is bad and you should know it before you send anything. The arithmetic stops being awkward at the point where the balance you would keep anyway is larger than the entry threshold — a few hundred euros a month of hosting, cloud and tooling rather than one four-euro box.
Which of the three, and when the Netherlands card is worth its door
Once you are past the threshold question, the three euro cards differ on exactly one thing that costs money: the transaction fee, 0.5% against 1%.
That half a percent is 50 euro cents per €100 of spending. Run it against real hosting bills:
| Euro spending per month | 1% card, per year | 0.5% card, per year | Difference |
|---|---|---|---|
| €50 | €6.00 | €3.00 | €3.00 |
| €200 | €24.00 | €12.00 | €12.00 |
| €2,000 | €240.00 | €120.00 | €120.00 |
Transaction fees from the fees page; the rest is multiplication.
So the Netherlands card is not “the good one” and the Estonia card is not “the cheap one” — they are the same card for a small invoice and different cards for a large one. At €50 a month the whole argument is worth three euros a year and you should take whichever door you can walk through. At €2,000 a month the 1,000 USDT threshold stops being a cost at all, because it is a balance you are holding anyway, and the 0.5% is worth having.
The Estonia card deserves a specific warning for this use case, and it is not the one people expect. Online-only is not a problem for a hosting bill: you are typing a card number into a billing form, and there is nothing to withdraw at a machine and nothing to tap at a till. The real constraints are the other two rows in the table.
- The monthly ceiling is 5,000 USDT, twenty times lower than the Netherlands and Spain cards. A cloud account that grows — more instances, more storage, a managed database, egress — grows into that ceiling, and it is the one limit here that turns a working setup into a declined invoice.
- It runs 36 months, not 48. A card stored on a hosting account stops working the day it expires, and the host treats that as an ordinary failed payment. Blomo neither reissues nor reminds (what happens when your Blomo card expires).
The Estonia card is the right choice for a stable, modest, online-only bill. It is the wrong choice for a cloud account you expect to grow.
A hosting invoice is a subscription, and that has one Blomo-specific trap
Almost all hosting is billed on a schedule, with the card stored on the host’s side and charged without you present. Everything in can a subscription run on a Blomo prepaid card applies here, and the one line worth repeating is this: if you order another card, your whole balance is held until that card is activated, and a renewal that lands inside the window fails. Order new cards just after a billing date, or top up after placing the order — money that arrives after you ordered is not part of the hold.
The second thing that breaks a stored card is the number changing. If the issuer withdraws a card programme, section 13 of the terms says cards on it are replaced automatically within 24 hours and you are notified — and that updating the new number at your host is your job, not Blomo’s.
What a euro card does not fix
It does not guarantee your host accepts it. Blomo makes no promise here and cannot. Section 10 of the terms says plainly that a merchant may decline a card for reasons of its own and that some services do not accept prepaid cards at all. Hosting companies are, as a group, more careful about card ranges than a clothes shop is, because chargeback-heavy fraud is a real problem in their industry. The only way to find out is to attach the card.
It does not make the USDT figure stand still. This is worth being precise about, because it is easy to over-read the “no conversion” rule. Your balance is denominated in USDT; the card spends in euros. The terms describe the card-level rule — a purchase in the card’s own currency is not converted, anything else is recalculated at the Visa or Mastercard rate, and Blomo takes no mark-up on conversion and has no rate of its own, which is why there is no conversion fee in the fee table (section 11). What Blomo does not publish is a breakdown of how a euro amount becomes a USDT debit on your balance. What it does publish is that nothing of Blomo’s is added on top. If you want that leg spelled out before you commit a large monthly bill, ask support and get the answer in writing rather than inferring it from this page.
It does not change where you live, and it does not need to. A Blomo virtual card runs no residency check, so the country in the card’s BIN and your own country are separate facts (availability). Blomo does not serve every country — the exclusions are listed on that page — but within the countries it does serve, a Netherlands-issued card in the hands of someone elsewhere in Europe is the ordinary case, not an edge case.
Questions people actually ask
Can I pay a hosting invoice in euros without any conversion?
With a euro card, yes at the card level: a purchase in the card’s own currency is not converted, per section 11 of the terms. Three Blomo cards are issued in EUR — the Netherlands, Spain and Estonia products. The transaction fee still applies: 0.5% on the Netherlands card, 1% on the other two.
What is the cheapest way to start?
The Estonia card: 100 USDT on the balance to order it, and the first virtual card on an account is free. You will send about 101 USDT to get 100 credited, because the top-up fee is 1% on top of the amount you want credited. Whether that is cheap depends entirely on the size of your hosting bill — for a €4 VPS it is two years of invoices sitting on a balance.
Will my host accept it?
Blomo does not promise it and cannot. The decision is the host’s, it is made from the card number before your balance is ever consulted, and section 10 of the terms says so. Attach the card and see.
Does the host see that the card was funded with crypto?
No. It sees a Visa or Mastercard number, an expiry date and a security code. How the balance behind it was funded is not part of what a merchant receives.
What about VAT?
European hosts frequently quote prices excluding VAT — OVHcloud’s VPS page shows “From €3.81 ex. VAT/month” (OVHcloud, read 14 September 2026). Your invoice, and therefore the amount charged to the card, is the figure after whatever tax the host applies to you. Blomo neither adds nor removes it and has no view into it.
Do I need to confirm the payment somehow?
Section 11 of the terms says every online charge requires your confirmation, and a charge you confirmed is a charge you made. Blomo supports 3-D Secure and the confirmation code reaches you in the Blomo app. Recurring charges the host makes later, without you present, are a different case — that is what subscriptions on a prepaid card covers.
Read on
- Fees, in full — The live source for every rate on this page.
- Which Blomo card should you choose? — The same decision made from your own habits rather than from one invoice.
- Can a subscription run on a Blomo prepaid card? — What a recurring charge does, and the one Blomo action that stops it dead.
- Availability — Which countries Blomo serves, and which it does not.